To live in your own home and stop paying at the end of each month is the ambition of many households. Now, what are the steps to consider a construction of any kind? We have listed for you, some essential steps.
Define the project and also the budget
When you want to build a house, you must first know what your credit score is. i thought about this and I believe it will help you Calculate precisely the maximum amount you can borrow based on your household income, your deposit, if you have one, and your expenses. Creditworthiness is calculated based on several criteria: the weight of your debts, the amount of your personal contribution, the amount of your mandatory monthly payments, the type of loan, the duration of the loan and the age of the borrower. We offer a credit score calculation so that you can quickly and easily determine your creditworthiness.
Find a plot of land
This step is very important because finding a lot allows you to determine where you will build your house. The first criterion for choosing a lot is often its price. It can be twice as high between two cities that are only a few kilometers apart. It also depends on whether you want to live in a residential area or in a more remote location. In addition to travel costs, you should check if services such as shopping, schools and transportation are available nearby. It may be helpful to have a permanent train station or school nearby. In the case of a well-maintained plot, only the connections to the edge of the land should be financed.
Designing the house
When you want to build a house, it is advisable to use a professional builder, architect or project manager. If your house is larger than 150 square meters, the law requires an architect for the rest of the project. You can check the reputation of the builder online, on social media or simply through word of mouth from professionals and individuals. You can also contact them directly to find out more about their working methods, the quality of the houses and the materials used. If possible, compare what the builder has already built, both in terms of quantity and quality.
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